I wonder how many people who voted "Yes" on Issue 5 were people that actually used payday lending services. For those of us who do, payday lending has been a lifesaver. We are not stupid. We know that they charge $15 per 100 and if it's the only way I can get my car fixed, I am willing to pay that. Not all of us have credit cards. We had a free choice to use these loans and it's been taken away. Now I wonder what is going to happen the next time I need a payday loan. Thanks a lot, Ohio.