Heres an idea. its called a check register. If thats too hard to keep track of, try online statements. Snail Mail is a joke. You cant honestly tell me that when you overdraw your account you dont have any idea. your probably running with low balances on a consitant basis, and when it comes down to it you just you intentionally overdraw and then go to the bank and complain that its the banks fault for the overdrafts. Try this... Shred your debit cards and run with cash. Then you cant cry about how you suck with money!